Delta Fintech Solutions raises $22M Series B to expand embedded lending platform to Southeast community banks.
ATLANTA — Delta Fintech Solutions, a leading provider of embedded lending technology, announced today that it has raised $22 million in Series B funding to accelerate expansion of its platform across Southeast community banks. The round was led by Panoramic Ventures, with participation from existing investors including Khosla Impact and Truxton Trust.
The capital will fund product development, regulatory compliance infrastructure, and market expansion throughout the Southeast, a region with approximately 2,000 community banks representing over $2 trillion in assets. Delta's embedded lending platform enables community financial institutions to offer seamless consumer and small business lending directly within their existing digital banking environments.
"Community banks are fundamental to regional economies, yet they've lacked access to modern lending technology at scale," said James Chen, founder and CEO of Delta Fintech Solutions. "This funding validates our approach and positions us to democratize sophisticated lending capabilities for institutions that have been underserved by traditional fintech solutions. We're committed to helping Southeast banks compete effectively while maintaining their community-focused mission."
The company has achieved 180% net revenue retention and partnered with 23 regional banks since its Series A in 2022. The platform processes more than $1.2 billion in annual lending volume across its network.
Delta Fintech Solutions has also appointed Rebecca Martinez, former Chief Digital Officer at a $15 billion regional bank, to its advisory board to guide expansion strategy.
**About Delta Fintech Solutions**
Delta Fintech Solutions provides embedded lending infrastructure that enables community banks to deliver consumer and small business lending products through their digital channels. Founded in 2020, the Atlanta-based company serves financial institutions across the Southeast, combining regulatory expertise with modern technology to drive competitive advantage and customer growth.